The American Express Explorer comes with a $395 annual fee, but you will also get that back by American Express giving you $400 travel credit to be spent with American Express Travel. From Experience they are very competitive on price and the $400 travel is well worth it.

The card also comes with 100.000 Membership Rewards Gateway points when you spend $1500 within 2 months of being approved for the credit card. This introductory offer is available to new American Express Card Members only.  The 100.000 MRG points equate to $75.000 Frequent Flyer points for most of the Airline Programs ( Qantas not included).

You can redeem the 100.000 MRG points with the following Airline Miles

  • Asia Miles™
  • Emirates Skywards
  • Etihad Guest
  • Malaysian Airlines Enrich
  • Singapore Airlines KrisFlyer
  • THAI Royal Orchid Plus
  • Velocity Frequent Flyer
  • Air New Zealand Airpoints™


Or you can redeem 1 point for 0.5 points Starpoints, which you can then transfer 1:1 Ratio To American Airlines. By using your card for everyday spending you will receive 2 MRG points per $1 spent.



Card Details in Quick Detail

Card NameAmerican Express Explorer
Loyalty programAmerican Express Membership Rewards Gateway which can be transferred to multiple other reward Programs.
Points earned from spend2 Points earned per $1 spent.
Points capNone
Travel benefits$400 Travel credit to be used with American Express Travel
Included insurances
  • Medical Emergency Expenses Cover up to $2,500,000 towards medical treatment
  • Travel Cancellation Cover up to $30,000 in the event your travel is cancelled for specific reasons
  • Baggage, Money and Documentation Cover up to $10,000 to cover loss or damage to baggage, money or documents
  • Travel Inconvenience Insurance up to $500 if your flight departure is delayed for four hours or more
  • You can read the full PDS for the insurance HERE
Mobile phoneSmartphone Screen Insurance up to $500 for screen repairs if you accidentally break your Smartphone screen. A 10% excess per claim with a maximum of 2 claims every 12 months. A waiting period may appy
Annual fee$395
Lounge AccessEnjoy complimentary access up to two entries per year to the American Express Lounge at Sydney International (Kingsford Smith) Airport T1


Annual Travel Credit with Amex Travel

With the $400 Credit you get each Year, you simply log in to the AMEX travel website. And you can book your flights, hotel, car hire and other activities. This makes the $400 travel credit a lot more flexible. As the card does come with a $395 annual fee, the $400 basically makes the card free, and most of us would travel somewhere and make good use of the $400 travel credit that is on offer.



Days till Bonus Sign up Available

-386Days -7Hours -35Minutes -4Seconds

I do not provide credit or advise you to apply for credit assistance from any particular provider.I have not taken into consideration your circumstances or financial situation when providing the information on this website. It is important you read the relevant PDS from the product issuer and seek the independent advice of an appropriately qualified professional before making a decision on a product.